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After a devastating car accident, you would normally be confused about what to do right after it. It can help to keep in mind some tips to make better choices. Remember that what you say to the police and insurance company significantly affects your final recovery after a car collision.
What to Talk About with the Police
As a driver, you are required to call the police to report any accident that led to an injury, serious property damage, and death. If you were involved in a car crash, you should prioritize your safety and the safety of your passengers. After your car comes to a stop, you need to check yourself and everyone who is with you in the car.
If no other person has reported the incident to the police, do it yourself. Also, take photos of the accident scene because you will need them with a future insurance claim or lawsuit. When the police arrive, answer their questions concisely and honestly. Never admit fault for anything even if you know you contributed to the crash. Expect the police to ask you where you were going and your version of events. Then, they will interview the other driver involved and witnesses at the scene. After their investigation, the police will file a report that contains these statements including yours.
How to Handle Insurance Companies
Nearly all car accidents will result in insurance claims. If a policyholder files a claim for coverage, you need a Pueblo car accident lawyer to assist you with drafting the demand letter, reducing the chances of the insurance company pushing back on the claim.
Keep in mind that the insurance claims adjuster will try to find fault in you while interviewing you. They often ask open-ended questions and wait for a long time before responding to you. They use this tactic to create an uncomfortable silence and you may feel pressured to keep talking. Every time the adjuster asks a question, answer it honestly without elaborating it. The person will try to get you to stay something that would limit your claim or qualify for denial of your claim.
A lot of people prefer to let their accident attorney speak with a claims adjuster because they dread having to talk to them. Your lawyer can handle negotiations with the insurance company for you and prepare you for meetings with adjusters and investigators if needed. They will ensure you will get the compensation you deserve for your injuries.
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